Saga Home Insurance

Saga Home Insurance offers two quality home insurance polices. Depending on your home insurance needs you can choose either the basic policy or a tailor made plan.

Important Note

If you decide that this insurance company’s home insurance policy is right for you it’s very important to order the policy online. They have a current special that will reduce your monthly premium by 10% if you sign up online. You may still call the company to get questions answered but be sure to actually signup online.

If you are over the age of 50 then you want to check out Saga Car Insurance. They are providing amazing cost savings for drivers in the UK that fit into this age bracket.

Saga Home Insurance Basic Policy

The basic plan also known as the Saga Home Insurance Policy offers three levels of coverage:

Standard Accidental Damage
Extended Accidental Damage- The Extended Accidental Damage policy is the most popular choice due to its competitive cost as well as adding extra coverage for everyday activities such as drink spills and small fires.
Cover Plus-Provides both structural and content coverage. The best part of the Cover Plus plan is that there is a no claim discount. Each year that you don’t have a claim your monthly premium will be decreased.

The three basic home insurance plans do not cover repairs. However for a small additional charge you can receive repair coverage for work needed following a domestic emergency in your home.

There is also an option to receive additional coverage for legal expenses, identity theft and credit card issues.

Cover Plus Additional Coverage

Besides the basic coverage described above the Cover Plus plan also covers:

Damage by Pets
Damaged Furniture for almost any reason
If you need to stay in a hotel or have alternative living arrangements made due to damages.

Additional content coverage includes:

Clothing and linen
Frozen or spoiled food.
Replacement of matching pairs or sets.

The cost plus plan also includes the cost of repairing burst pipes and the damage that they cause.

Saga TailorMade Policy

This policy is best suited for people who require higher levels of building and content coverage. This home insurance policy allows coverage for a number of your items that are usually not covered by competing home insurance providers.

You have the option to decide which valuables are covered. And unlike most other home insurance plans artwork and antiques can be covered.

TailorMade Coverage Benefits

Expertise- They will help you decide which of your belongings need to be covered.
Flexibility- As previously mentioned you can tailor the plan to meet your needs.
Claims Service- You will only need to make one call to get your claim resolved. Saga Insurance’s claim team will then immediately take care of the rest.
Valuation Service- To ensure correct coverage Saga will arrange for your property and content to be properly valued.
Home Security Visits- Saga will provide a complete review of property. They will evaluate your theft and fire prevention and help improve your overall safety.
Legal and Tax Help- Offers advice on legal issues and personal UK tax matters.

Saga Home Insurance has a number of competitive home insurance policies. They are one of the few UK insurers that will customize a plan to meet your needs. They will help you get the comfort and security that you need when traveling abroad.

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